If You’re Not Earning Enough On Your Money Check This Out

Growing MoneyIf you have never heard about private trust deed investing you are about to be introduced to a secret of the rich and savvy investors.
Delmae Properties buys distressed properties, fixes them up and either rents or sells them for a profit.  We regularly borrow money from everyday people who are seeking a higher return on their investment than they are getting in their savings, CD’s, or IRA.
We provide these investors with an investment alternative backed by real estate and secured by a trust deed with low loan to value ratios.
Often times we will, depending on the investment and other terms, pay 8% – 12% interest.  Substantially greater than current CD rates.  The highest advertised rate currently is 2.53% for 60 months (rates change often check the latest rates).  Delmae Properties generally will  borrow money for terms 24 months or less.
We have private lending opportunities now.  To get more information on how you can plant your money with Delmae Properties and watch it GROW as private trust deed lender click here.
Please Note: This is not a security.  The information provided herein is not intended to be for the purposes of soliciting a Security under State or Federal regulations. This information is intended to give the private investor alternatives to stock market investments, but is not intended to be a solicitation of a Security under SEC rules and regulations.   This is intended to be a private borrowing transaction. For more information see our disclosure statement.

Holiday Lighting Tips

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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

Holiday Lighting Safety Checklist

By: Pat Curry

Published: November 18, 2009

Before you plug in and light up for the holidays, run your decorations through this quick safety check.

Inspect light strings. Discard any that are damaged. Frayed or cracked electrical cords or broken sockets are leading fire hazards.

Follow the manufacturer’s instructions for connecting multiple strings. The general limit is three strings. Light strings with stacked plugs can usually accommodate greater lengths than end-to-end connections.

Replace burned-out bulbs promptly. Empty sockets can cause the entire string to overheat.

Make sure outdoor lighting is UL-rated for exterior use. Exterior lights, unlike those used inside the house, need to be weather-resistant. The same goes for any extension cords used outdoors.

Don’t use outdoor lights indoors. They’re too hot for interior use. For the coolest bulbs and greatest energy efficiency, try LED lights, which come in a wide range of styles and colors.

Don’t attach light strings with nails or staples. They can cut through the wire insulation and create a fire hazard. Only use UL-approved hangers.

Take exterior lights down within 90 days. The longer they stay up, the more likely they are to suffer damage from weather and critters chewing on them.

Store lights safely. Tangled lights can lead to damaged cords and broken sockets. After the holidays, coil each string loosely around a stiff piece of cardboard, wrap it in paper or fabric to protect the bulbs, and store in a sturdy container until next year.

Pat Curry is a former senior editor at BUILDER, the official magazine of the National Association of Home Builders, and a frequent contributor to real estate and home-building publications.

Delmae Properties Sponsors I Survived Real Estate 2011.

Delmae Properties became a Gold Sponsor of I Survived Real Estate 2011 for the third consecutive year.  The event is hosted by The Norris Group at the Richard Nixon Library in Yorba Linda.  One hundred percent of the proceeds support the Susan G Komen For The Cure which funds breast cancer research and prevention.

In announcing the sponsorship Delmae Properties Vice President Michael Chouinard said “We’re  proud to sponsor this event and are grateful to The Norris Group for hosting it.  Foundations like Susan G Komen for the Cure would not exist to do the excellent work they do without donations.  Hopefully, more people will recognize a need to get involved.”

99-Cent Store Home Repair Tips

 

  • 99-Cent Store Solution #5: Fix a Stripped Screw

    Yesterday, we tightened a loose cabinet hinge for less than three bucks. Today’s tip is the most inexpensive of our series. The turn of the screw is … a pain in your neck if it’s stripped. Read

  • 99-Cent Store Solution #4: Loose Cabinet Hinge

    Yesterday we showed you how to handily repair drywall for $10 in case Charlie Sheen drops by your place. But back to reality. If one of your kitchen cabinets is hanging on for dear life … Read

  • 99-Cent Store Solution #3: Patch Drywall Hole

    Yesterday’s torn-screen fix cost all of $1.98 (including an impulse purchase). Today’s is the priciest in this weeklong series—but still under $10. Read

  • 99-Cent Store Solution #2: Torn Window Screen

    Yesterday, we shared our discovery of the 99-cent store as a practical resource for home improvement supplies. We repaired a scuff mark on a countertop for less than $3. Today, we’re going to get rid of one of life’s greatest annoyances for less than $2. Read

  • 99-Cent Store Solution #1: Scuffed Countertops

    At HouseLogic, we love to find and share inexpensive solutions to household problems. Our five solutions this week—one a day—don’t even require a trip to your big-box home improvement store—not that we don’t love stocking up at Lowe’s or Home Depot. Instead, pay a call to your 99-cent store. Its aisles are crammed with the inexpensive (and multipurpose) wares to fix what’s ailing. Read

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Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

 

Real Estate Agents Indicted for Short Sale Fraud

We have had several potential business partners or “would-be” investors present us with this type of transaction as a business model.  In each instance we politely explained that we can not participate due to the fact that we believe it is fraud.  As we understand it the FBI has been monitoring double closing transactions and now our friends over at Mortgage Fraud Blog have provided the evidence.

If you do decide to participate in this type of transaction we would strongly encourage you to disclose, in writing,  the details of the simultaneous escrow to all parties.

Pull-out Shelves: Gliding to a Hardworking Kitchen

Kitchen DrawerAdd pull-out shelves to your existing base kitchen cabinets and you’ll stay organized, frustration-free, and never lose an item in the back of a cabinet again.

Pull-out shelf basics

The beauty of pull-out shelves is that you’ll bring the contents of the cabinet out into the light of day with one easy tug—a boon for anyone with limited mobility. Most pull-out shelves feature a shallow lip around the edge so that items don’t tumble off as the shelf glides in and out.

Pull-out shelves typically come with full-extension gliding hardware that supports up to 100 pounds. However, most manufacturers recommend keeping the load to 75 to 80 pounds maximum.

Retrofitting existing cabinets with pull-outs is usually easy—most cabinets have adjustable shelves that are easily removed. If your shelving is fixed in place, however, you’ll have to consult a woodworker to see if the shelves can be taken out.

Sizes and styles

Pull-out shelves come in standard or adjustable sizes to fit various cabinet interiors. They are available in three basic materials:

  • Solid wood (usually the most expensive and well-made).
  • Plywood sides combined with medium density fiber (MDF) bottoms.
  • Metal wire that’s lightweight and easy to install, but also the least substantial.

You’ll also find a variety of specialty options such as pull-out shelves with slots for storing trays, baking pans, or lids. Other options include bins that hold waste baskets and units that swing out from corner cabinets. Look for pull-out shelves at home centers, discount stores, and online.

Costs and caveats

Prices for individual shelves start at about $13 for a low-end wire or plywood and MDF unit, up to $745 for a solid wood specialty unit for a corner cabinet.

If you purchase the shelves yourself and hire out the installation, expect to pay anywhere from $250 to $600 for a full day’s labor. At about $20 each, for example, 24 shelves would cost about $730 to $1,200, installed.

If top-quality work is important to you, custom cabinetmakers will build and install pull-out shelves. Typical costs are $135 to $210 per shelf, installed. In an average-sized kitchen with 12 base cabinets and 24 shelves, expect to pay $3,240 to $5,040 for custom-made pull-out shelves.

Keep in mind that some cabinets aren’t as well-suited to pull-out shelves. Narrow shelves, for example, may require a pull-out that glides on hardware installed on an existing shelf. The pull-out will likely work best for spices or small items.

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PLEASE NOTE: This is not an offer to sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. Our company and its affiliates are not licensed securities dealers or brokers and as such, do not hold themselves to be. This website should be construed as informational and not as an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act of 1933 or any state securities laws